How fast can New Heritage Group close a hard money loan?

New Heritage Group can close hard money loans in as fast as 1 day in Springfield, MO. Most loans close within 7–10 business days depending on deal complexity.

What are the hard money loan rates at New Heritage Group?

Hard money loans from New Heritage Group are priced at 14% APR. An administrative fee and an origination fee apply. Your loan officer will walk you through the full cost of your loan before you commit.

What loan amounts does New Heritage Group offer?

New Heritage Group lends up to 70% of ARV for fix-and-flip, rehab, and bridge loan projects across Southwest Missouri.

What areas does New Heritage Group lend in?

New Heritage Group lends across Southwest Missouri, including Springfield, Joplin, Branson, Nixa, Ozark, Republic, Bolivar, Lebanon, Monett and Neosho. Other Southwest Missouri locations are evaluated on a case-by-case basis.

Does New Heritage Group require good credit for a hard money loan?

New Heritage Group uses asset-based underwriting, not credit scores. Loan approval is based primarily on the property value and the strength of the deal, not your personal credit history.

Legal

Terms of Service

These Terms of Service (“Terms”) govern your use of the New Heritage Group website at nhgcompanies.com and its subdomains. By accessing or using the site, you agree to be bound by these Terms.

Effective date July 6, 2026 Last updated August 18, 2026

Section 01About New Heritage Group

New Heritage Group is a real estate lending and investment company headquartered in Springfield, Missouri. We offer short-term hard money loans, DSCR financing, and related real estate capital solutions to qualified borrowers, and facilitate private investment opportunities for accredited investors under Regulation D, Rule 506(b).

Section 02No Guarantee of Lending

Content on this site — including descriptions of our loan products, rates, terms, and closing timelines — is provided for informational purposes only and does not constitute an offer to lend or a commitment to fund any loan. Loan availability, terms, and approval are subject to underwriting review, property eligibility, and borrower qualification. Submitting a contact form or loan inquiry does not create a borrower-lender relationship.

Section 03No Investment Offer

Nothing on this site constitutes an offer to sell or a solicitation of an offer to buy any security, investment interest, or financial product. New Heritage Group’s investment opportunities are offered exclusively through private, one-on-one communication with pre-qualified accredited investors under Regulation D, Rule 506(b). Submitting an investor inquiry form does not constitute an offer, commitment, or agreement of any kind.

Past performance is not indicative of future results. Investing in real estate debt or equity involves risk, including the possible loss of principal. New Heritage Group does not provide investment advice, tax advice, or legal advice.

Section 04Not Financial, Legal, or Tax Advice

The content on this site — including educational articles, blog posts, deal summaries, market commentary, and loan product descriptions — is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult qualified professionals before making any lending, investment, or financial decision.

Section 05Third-Party Links and Services

The site contains links to third-party services, including the Lendr loan application portal. These services are governed by their own terms and privacy policies. New Heritage Group is not responsible for the content, accuracy, or practices of any third-party website or service.

Section 06Intellectual Property

All content on this site — including text, images, logos, graphics, and data — is the property of New Heritage Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or modify any site content without our prior written consent.

Section 07Disclaimer of Warranties

The site and its content are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Section 08Limitation of Liability

To the fullest extent permitted by applicable law, New Heritage Group, its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site. Our total liability for any claim arising from your use of the site shall not exceed $100.

Section 09Governing Law

These Terms are governed by the laws of the State of Missouri, without regard to its conflict of law provisions. Any dispute arising from these Terms shall be resolved in the state or federal courts located in Greene County, Missouri.

Section 10Changes to These Terms

We reserve the right to modify these Terms at any time. Changes are effective upon posting. Your continued use of the site after any modification constitutes your acceptance of the revised Terms.

Section 11Text Messages

By providing your mobile phone number and consenting to receive text messages, you agree that New Heritage Group LLC may contact you by text message about your loan application and loan servicing. Message frequency varies and message and data rates may apply. Reply STOP to opt out or HELP for help. Consent to receive text messages is not a condition of applying for or receiving a loan. See our Privacy Policy for how we handle your mobile number.

Section 12Contact Us

New Heritage Group
3049 S Delaware Ave, Springfield, MO 65804
Phone: (417) 215-5138