Question 1

How fast can New Heritage Group close a hard money loan?

Accepted Answer

New Heritage Group can close hard money loans in as fast as 1 day in Springfield, MO. Most loans close within 7–10 business days depending on deal complexity.

Question 2

What are the hard money loan rates at New Heritage Group?

Accepted Answer

Hard money loans from New Heritage Group are priced at 14% APR. An administrative fee and an origination fee apply. Your loan officer will walk you through the full cost of your loan before you commit.

Question 3

What loan amounts does New Heritage Group offer?

Accepted Answer

New Heritage Group lends up to 70% of ARV for fix-and-flip, rehab, and bridge loan projects across Southwest Missouri.

Question 4

What areas does New Heritage Group lend in?

Accepted Answer

New Heritage Group lends across Southwest Missouri, including Springfield, Joplin, Branson, Nixa, Ozark, Republic, Bolivar, Lebanon, Monett and Neosho. Other Southwest Missouri locations are evaluated on a case-by-case basis.

Question 5

Does New Heritage Group require good credit for a hard money loan?

Accepted Answer

New Heritage Group uses asset-based underwriting, not credit scores. Loan approval is based primarily on the property value and the strength of the deal, not your personal credit history.

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